Adobe Acrobat Reader (Version 5.0 or higher) is required to view,
complete and print PDF documents. The Reader can be downloaded free of
charge from Adobe Systems Incorporated by clicking on the icon.
PDF Forms (>400 KB) should also be saved to disk before opening. In
certain instances, large PDF files will "time out" when opened directly
from a web site. This can be avoided by saving to disk and then opening
the file locally.