Auto Insurance Regulation

Auto Insurance Regulation
	The Commission administers section 258.1 of the Insurance Act and is responsible for reviewing the rates of every insurer carrying on the business of automobile insurance in Prince Edward Island.

General Information

•	Frequently Asked Questions - Auto Insurance
•	Average Annual Automobile Premiums for Atlantic Canada - 2015

Legislation

•	Insurance Act
•	Insurance Act - Prohibited Underwriting Practices Regulations
•	An Act to Amend the Insurance Act

FOR INDUSTRY

	Filing Guidelines
	•	Disclosure & Filing Guidelines for Initial, Annual and Interim Rate Filings (Auto Insurance Directive IRAC-I-004, issued December, 2008)
	•	Filing Guidelines for Rate Group Table Updates (Auto Insurance Directive IRAC-I-005, issued December, 2008)
	Information Bulletins
	•	PE-INS-15-01-REV Information Bulletin - DCPD (issued February, 2015)

Rating Profiles

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Profiles P1 to P12

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Profiles M1 - M2 - Motorcycles (2)

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Profiles I1 - I2 - Inter-Urban Trucks (2)

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Profile MH1 - Motor Home (1)

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Profiles C1 to C4

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Profiles O1 - O2 - Off-Road Vehicles (2)

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Profiles S1 - S2 - Snow Vehicles (2)

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Profiles T1 - T2 - Taxis (2)

Links to Other Provincial Automobile Insurance Boards

•	AB - Alberta Automobile Insurance Rate Board (AIRB)
•	BC - Insurance Corporation of British Columbia (ICBC)
•	MB - Manitoba Public Insurance (MPI)
•	NB - New Brunswick Insurance Board (NBIB)
•	NL - Newfoundland & Labrador Public Utilities Board
•	NS - Nova Scotia Utilities and Review Board
•	ON - Financial Services Commission of Ontario (FSCO)
•	PQ - Société de l'assurance automobile Québec (SAAQ)
•	SK - Saskatchewan Government Insurance (SGI)