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 Saturday, April 10, 2021 







Auto Insurance Regulation

The Commission administers section 258.1 of the Insurance Act and is responsible for reviewing the rates of every insurer carrying on the business of automobile insurance in Prince Edward Island.
General Information
Frequently Asked Questions - Auto Insurance
Average Annual Automobile Premiums for Atlantic Canada - 2019

Insurance Act  
Insurance Act - Prohibited Underwriting Practices Regulations

Filing Guidelines

  Disclosure & Filing Guidelines for Initial, Annual and Interim Rate Filings (Auto Insurance Directive IRAC-I-006, issued November, 2020)
  Filing Guidelines for Rate Group Table Updates (Auto Insurance Directive IRAC-I-007, issued November, 2020)
  Rating Profiles  

Private Passenger Vehicles (12)

Other Vehicles (11)


Profiles P1 to P12

Profiles M1 - M2 - Motorcycles (2)

Profiles I1 - I2 - Inter-Urban Trucks (2)

Commercial Vehicles (4)

Profile MH1 - Motor Home (1)

Profiles C1 to C4

Profiles O1 - O2 - Off-Road Vehicles (2)

Profiles S1 - S2 - Snow Vehicles (2)

Profiles T1 - T2 - Taxis (2)
Useful Links

PEI Office of the Superintendent of Insurance
Insurance Bureau of Canada
Minimum Required Auto Insurance Coverage for PEI Drivers
Consumer Information - Auto Insurance

CLEAR (Canadian Loss Experience Automobile Rating)

IBC - Consumer Resources - Dispute Resolution

IBC - Annual Updates on Insurance 

IBC - Insurance Fact Books
Direct Compensation Property Damage (DCPD) - Effective October 1, 2015
Contacting Us

Insurance Inquiries
Click here for contact information.

Page last reviewed or updated: March 11, 2021


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